PROPERTY OWNERS: WANT OFF YOUR FAIR PLAN POLICY?DISCOVER & EXPLORE FAIR PLAN ALTERNATIVES
Connect with a Licensed Insurance Agent who can shop & package custom coverage solutions from multiple carriers. Don't let your current situation become your forever plan.
CONNECT WITH A LICENSED INSURANCE AGENT
ExploreMyInsuranceOptions.com is not a FAIR Plan Association, does not represent any FAIR Plan or residual-market association, and is not endorsed by or affiliated with any of them. Participating insurance agencies represent applicants and policyholders, not any FAIR Plan.
PROPERTY TYPES COVERED BY FAIR PLANS PROPERTY TYPES COVERED BY FAIR PLANS
Residential
Single family homes & secondary residences.
Commercial
Business properties and industrial assets.
Rental
Landlord policies & multi-unit portfolios.
Condo
HOA master policies & individual units.
DISCOVER & EXPLORE FAIR PLAN ALTERNATIVES
FAIR (Fair Access to Insurance Requirements) Plans and other last-resort property insurance programs are generally intended for properties that are unable to obtain suitable coverage through the standard market.
We provide educational resources to help property owners understand and compare potential insurance alternatives to last-resort coverage.
Additionally, we connect consumers with licensed insurance agents who can review their current coverage, evaluate available options, and explore coverage from multiple carriers when available.
SUBMIT YOUR ZIP & PROPERTY TYPE
Search licensed insurance agent availability within your area instantly.
CONNECT WITH A LICENSED INSURANCE AGENT
Connect with a licensed insurance agent who knows your market.
REVIEW & COMPARE AVAILABLE OPTIONS
Review available standard-market and specialty-market options with a licensed insurance agent.
Real Experts. Real Options. Real Solutions. Real Fast.
- We partner exclusively with licensed insurance agencies & brokerages that are not tied to one carrier.
- Participating agencies have experience with DIC, standard-market, and specialty property placements.
- Participating agencies can handle both residential and commercial P&C policies.
- Every participating agent is licensed and experienced with complex property insurance situations, including non-renewals and high-risk properties.
- There is no fee to connect with an agent. Nor is there a fee for requesting a quote from a partner agency. If a partner agent can't find a better solution for you, they will let you know.
- Chat with a real human in minutes.
Frequently Asked Questions.
Coverage options by state.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Explore FAIR Plan Alternatives
Enter your ZIP to connect with a licensed insurance agent who specializes in FAIR Plan alternatives.