Cookie Policy.

This Cookie Policy explains how Open Management Group LLC ("Company," "we," "us," and "our") uses cookies and similar technologies to recognize you when you visit our website at https://www.exploremyinsuranceoptions.com ("Website"). It explains what these technologies are and why we use them, as well as your rights to control our use of them.

Some storage values may be associated with information you provide directly, such as information entered into a contact request. We do not store contact fields such as your name, email address, or telephone number in the contact request draft saved in your browser.

What are cookies and similar technologies?

Cookies are small data files placed on your computer or mobile device when you visit a website. This Website also uses browser storage, including local storage and session storage, for the purposes described below. Cookies and browser storage can help a website work, remember choices, preserve permitted attribution, or provide measurement information.

Storage created by the Website is first-party storage. A hosting, security, browser, or embedded service may also use its own technical storage when that service is present. The availability and name of that technical storage can vary by deployment, browser, security configuration, and the page or feature you use.

Why do we use cookies and similar technologies?

We use strictly necessary first-party storage to keep the Website working, remember privacy choices, protect the contact request process, and prevent duplicate submissions. If you choose optional categories, we use first-party analytics storage to measure how the Website and contact request flow are used, and first-party advertising storage to preserve permitted attribution information and measure advertising performance. Advertising events are sent from our servers to Meta Platforms, Inc. through its Conversions API, and analytics events are sent from our servers to Mixpanel, Inc. The Website does not load a Meta browser Pixel or a Mixpanel browser SDK.

How can I control cookies and similar technologies?

You can manage optional categories through our Privacy Preferences page. We use the same three choices everywhere on this Website: Accept All permits essential, analytics, and behavioral advertising storage; Analytics Only permits essential and first-party analytics storage but no advertising or attribution storage; and Reject All permits strictly necessary (essential) storage only.

Changes to optional categories take effect immediately. When you turn off a category, the Website clears the related browser storage where applicable. Essential storage cannot be rejected because it is needed to provide core Website and contact request functionality. You may also use your browser controls to accept or refuse cookies and clear browser storage.

The specific application-controlled storage used by the Website is described below. Hosting or security storage may appear separately in your browser when the relevant protection or deployment service is active.

Essential website storage

This storage is necessary for privacy controls, contact request functionality, security, and duplicate-submission prevention.

Name:

emio_pref

Purpose:

Stores your selected consent level and privacy preference so the Website can honor it on future visits.

Provider:

www.exploremyinsuranceoptions.com

Service:

Explore My Insurance Options

Type:

html_local_storage

Expires in:

Persistent until changed or cleared

Name:

fpa_contact_draft

Purpose:

Saves non-PII contact request answers so you can continue after a refresh or navigation within the contact request process. Contact fields are excluded.

Provider:

www.exploremyinsuranceoptions.com

Service:

Explore My Insurance Options

Type:

html_local_storage

Expires in:

Up to 30 minutes of inactivity; also cleared when leaving the flow, after submission, or when the draft expires

Name:

fpa_contact_last_submit

Purpose:

Records the most recent successful contact request submission so the same request is not sent twice within the resubmission window.

Provider:

www.exploremyinsuranceoptions.com

Service:

Explore My Insurance Options

Type:

html_local_storage

Expires in:

Up to 24 hours after submission

Name:

emio_mc and emio_mc_at

Purpose:

Records the contact-request-flow session documentation consent action and its timestamp after you click the applicable consent button.

Provider:

www.exploremyinsuranceoptions.com

Service:

Explore My Insurance Options

Type:

html_session_storage

Expires in:

Session-scoped; cleared when the consent record is revoked or the browser tab session ends

Name:

emio_gpc_notice_dismissed

Purpose:

Remembers that the current-tab confirmation notice for an observed Global Privacy Control signal was dismissed.

Provider:

www.exploremyinsuranceoptions.com

Service:

Explore My Insurance Options

Type:

html_session_storage

Expires in:

Current browser tab session

Analytics storage

This first-party storage is used only under Accept All or Analytics Only. It is not used for behavioral advertising. Events associated with it are delivered from our servers to Mixpanel, Inc., our analytics service provider; no Mixpanel SDK runs in your browser.

Name:

emio_distinct_id

Purpose:

Contains a randomly generated anonymous visitor ID used to group first-party analytics events sent to Mixpanel. It is created only under Accept All or Analytics Only and removed under Reject All.

Provider:

www.exploremyinsuranceoptions.com

Service:

Explore My Insurance Options

Type:

html_local_storage

Expires in:

Persistent until cleared or analytics is disabled

Behavioral advertising and attribution storage

This category is used only under Accept All. It stores first-party attribution and advertising identifiers so permitted advertising activity can be measured and associated with the landing campaign. The corresponding advertising events are sent from our servers to Meta Platforms, Inc. through its Conversions API.

Name:

emio_ad

Purpose:

Stores permitted advertising identifiers and campaign attribution parameters present on the page you first landed on, such as campaign and click parameters, used for Meta advertising measurement.

Provider:

www.exploremyinsuranceoptions.com

Service:

Explore My Insurance Options

Type:

http_cookie

Expires in:

90 days

This cookie is not set for visitors whose browser sends a Global Privacy Control signal or who have used our Do Not Sell or Share preference. If it already exists when you opt out, it is deleted immediately.

Hosting, security, and externally loaded services

The hosting and security layers may place strictly necessary technical cookies or similar storage when their protections are active. These values are controlled by the relevant infrastructure and may not appear on every page or deployment, so they are not treated as a universal application cookie inventory here.

ActiveProspect, Inc.'s TrustedForm session-documentation technology is the only third-party script the Website loads in your browser, and it loads only after you affirmatively click the consent button beneath its disclosure in the contact request flow. That separate consent controls session documentation; it is independent of Global Privacy Control and of the Accept All, Analytics Only, and Reject All choices. No TrustedForm script is loaded on page load or merely because you opened the contact request flow. Our Privacy Policy describes ActiveProspect/TrustedForm, Meta Platforms, Inc., Mixpanel, and our other service providers in detail.

Global Privacy Control (GPC)

We check for Global Privacy Control on every page load and client-side navigation. When your browser or extension sends a GPC signal, we treat it as a valid opt-out request and honor it automatically: analytics and behavioral advertising storage is disabled and existing data in those categories is cleared, leaving only strictly necessary storage in use. We show a notice confirming that the signal was observed and honored.

GPC does not block a contact request or prevent you from submitting the form. It controls analytics and behavioral advertising only. Separate session-documentation consent in the contact flow remains independent.

If you later turn GPC off, analytics and behavioral advertising remain off until you affirmatively turn them back on through the Privacy Preferences page. Turning the browser signal off does not automatically restore optional categories.

How can I control cookies on my browser?

As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser's help menu for more information. The following is information about how to manage cookies on the most popular browsers:

• Chrome
• Internet Explorer
• Firefox
• Safari
• Edge
• Opera

Do you use web beacons or tracking pixels?

The application does not intentionally load browser advertising or analytics pixels. Measurement events are sent from our servers when the applicable consent and privacy conditions permit. The contact request flow may use the separately consented external session-documentation service described above; that service is not used as a browser advertising or analytics pixel.

Do you serve targeted advertising?

When behavioral advertising is permitted, we may use first-party attribution storage and server-side event delivery to measure advertising performance and understand which campaigns lead visitors to the Website. We do not use the Website to serve third-party targeted ad creative, and we do not create advertising storage when GPC or a site-level Do Not Sell or Share choice applies.

How often will you update this Cookie Policy?

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the storage and technologies we use or for other operational, legal, or regulatory reasons. Please therefore revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.

The date at the top of this Cookie Policy indicates when it was last updated.

Where can I get further information?

If you have any questions about our use of cookies or other technologies, please email us at contact@openmanagementgroup.com or by post to: